Mortgage Broker Hastings

We can help you find the most competitive mortgage. We’re here to guide you to the best deals.

We have access to over 300 lenders so we are well positioned to find you the best product.

It’s important when choosing a new mortgage, you have support and guidance from an expert.

Need some friendly advice?

Looking for a moving house mortgage can be a daunting task, that’s why here at Your Certified Expert our friendly team are happy to answer any questions you may have.

About Us

Our certified mortgage brokers are all accredited .

With finance being heavily regulated, the advice you receive will be from a certified broker.

All you need to know about mortgages in Hastings:

Before you start looking up properties for sale in Worthing and getting excited about what’s out there, it’s so important to first get in touch with a mortgage broker Hastings specialist. We can help you understand what mortgage options are out there, how to put together a better application and, most importantly, can help connect you to over 300 lenders. Only once you have an agreement in principle (otherwise known as a mortgage in principle) should you start searching for your first, or next home in Hastings.

Once you put in an offer, come back to your favourite Hastings mortgage broker, and we’ll help you put together the final mortgage application – the one that will secure you your next home.

Hastings is a seaside town with plenty of charm, and still has decent connections to east London, making it ideal if you want to live somewhere quieter while working in London’s Stratford.

Affordable property prices

Homes are far more affordable in Hastings than they are even in other nearby seaside towns like Brighton and Hove. In 2024, the average house price for properties in Hastings is £264,000, which is actually a decrease of 1.6% in comparison to housing prices last year.

For first-time buyers, the average property price is £237,000, while those who are buying their next home are spending an average of £274,000 on their mortgage.

Detached properties are still the most expensive in the area on average, and cost around £497,000 a piece. Semi-detached, on average are priced at £352,000. However, the most common type of properties in Hastings are terraced houses and flats or maisonettes.

Terraced houses, on average, cost around £271,000, while flats and maisonettes cost around £164,000.

Seaside living

If seaside living has always been your goal then Hastings is absolutely a destination you should consider. Not only is the entire town right next to the water, but the beaches in the area are infamous. Head up slightly north towards Camber Sands and you have a golden sandy beach to enjoy any time of the year.

Good transport links

There are three main pathways into London from Hastings. The first is to go into Ashford International and then towards Stratford International Station. If you work in East London you will then be right on the doorstep of where you need to be.

Alternatively you can get the train from Hastings directly to London Bridge, which puts you right next to the financial areas of London in Bank and Canary Wharf.

You can even take the train to Clapham Junction, which easily takes you to many different areas of London in a flash, including Victoria.

  • Kemptown: A lively and historic area popular with professionals and younger buyers.
  • Hove: Offers more space and is popular with families, with properties often more expensive than central Brighton.
  • Seven Dials: Known for its village-like atmosphere, this area is also popular with professionals.
  • Hanover: Famous for its colorful terraced houses, Hanover is popular with both students and young professionals.
  • Preston Park: A leafy residential area with good transport links, appealing to families and commuters.

Hastings is a small town, which means you’ll be hard-pressed to find an area in Hastings that doesn’t keep you close to its main high streets or the sea. Still, the most popular areas to buy currently include:

  1. Hastings Town Centre: This is a commercial and residential area that puts you right next to shops, restaurants, and the sea.
  2. Hastings Old Town: If you love history and the old, then Hastings Old Town may be perfect for you.
  3. Ore and West Hill: These are the more expensive neighbourhoods where you’ll find larger properties. It’s popular with families.

As an independent mortgage broker in Hastings, we can help you not only understand the types of mortgages out there, but which ones are best for your needs and circumstances. You can also have your mortgage advisor Hastings specialist walk you through your offers so you fully understand the one you accept, if you accept.

Residential

As a top mortgage broker Hastings specialist we can help connect you with residential mortgages from over 300 different lenders in the UK.

Buy to Let

If you want to start or grow a rental portfolio then get in touch with us, a top mortgage broker in Hastings. As your dedicated mortgage broker Hastings specialist, we can help you understand the terms of each offer, allowing you to select the best buy to let product offered to you.

First-time buyer mortgages

If it’s your first time buying, get in touch with our top mortgage brokers in Hastings. We aren’t just here to act as a mortgage brokers Hastings specialists, but an advisor as well. We’re fully FCA-certified, and ready to give you guidance and advice as you need it. If you have any questions at all during the process, just get in touch with your dedicated mortgage broker Hastings advisor and we’ll answer them all.

Get a new mortgage quote today.