Since property prices directly impact how much you need to borrow, and therefore the offers your mortgage broker Gloucester experts brings to you, it’s important to be fully aware of the current prices.

Gloucester’s current average property price is around £254,000, a 0.5% increase from last year. As a top independent mortgage advisor in Gloucester, we can help you find a range of fixed-rate mortgage offers that suit your situation.

Of course, that average is for all properties in Gloucester. The ONS breaks down the averages further. According to statistics, detached properties in Gloucester are, on average, £425,000. Semi-detached homes are £282,000.

Terraced properties, flats, and maisonettes are all under the overall average. Terraced properties are priced on average at £209,000, while flats and maisonettes cost around £141,000.

Regardless of which property type you are aiming for, Your Certified Expert can help. With us, you’ll have dedicated mortgage advisors and Gloucester experts on your side. We’re here to answer any questions you have. We can guide you through the mortgage and application process. We also work with over 300 different lenders, to give you wider access to mortgage products no matter which type of mortgage you’re after.

The type of property you’re after will also impact the amount you can get for your mortgage. Don’t worry, however, as your dedicated mortgage advisor in Gloucester will know all about how property valuation can impact your mortgage options.

In Gloucester, for example, you have:

1. Victorian and Georgian homes: These tend to be highly sought after and are located in popular areas like Kingsholm and the city centre. They can cost more, but due to their location their value may offset maintenance costs.
2. Modern developments: Modern developments come with far fewer maintenance costs, which can help you spend less overall. Some may even be part of the New Homes scheme. If you have questions about how New Homes changes your mortgage application, get in touch with a dedicated mortgage advisor in Gloucester
3. Rural areas: You can find detached homes in the more rural areas. Many of these will be listed, however, which can impact the mortgage process. Learn more about how listed homes change your mortgage application by speaking to one of our mortgage advisor Gloucestershire

There are many popular areas to buy in Gloucester

1. Quedgeley: If you’re after an affordable family home, then get in touch with a dedicated mortgage broker in Gloucester This area is very suburban, with modern housing that suits first-time buyers.
2. Longlevens: If you’re after a more peaceful area, consider Longlevens. This area is full of good schools, and you can also easily get into the city centre from here. This makes it ideal for first-time, and family buyers, so if it sounds right for you get in touch with a Gloucester mortgage broker to learn your true budget.
3. Kingsholm: This is a lively area, and close to the city centre. Properties here can go fast, so start getting a mortgage in principle agreement today by getting in touch with our mortgage brokers in Gloucester.
4. Hucclecote: If you want good connections to Cheltenham, while still enjoying the quiet suburban vibe, then Hucclecote may be perfect for you. Get in touch with our mortgage advisor in Gloucester to get your mortgage in principle today.