Mortgage Broker Cheltenham
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Mortgages in Cheltenham, a popular town in Gloucestershire known for its Regency architecture and annual festivals, are similar to those in other parts of the UK, but local factors such as property prices and demand can impact the types of mortgages available and the interest rates offered.
- Property Prices:
- Cheltenham has a reputation for being a desirable place to live, which is reflected in its higher-than-average property prices. As of recent years, the average house price in Cheltenham ranges between £350,000 and £450,000, depending on the area and property type.
- Popular areas such as Montpellier, Pittville, and Leckhampton can have higher property prices due to their appeal to professionals and families.
- Types of Mortgages Available:
- Residential Mortgages: Available for buyers looking to live in Cheltenham, lenders will assess your income, outgoings, and credit history when determining how much you can borrow.
- Buy-to-Let Mortgages: Cheltenham’s popularity with young professionals, students (due to the University of Gloucestershire), and festival-goers makes it a good area for buy-to-let properties. Rental yields are moderate to strong in certain areas.
- First-Time Buyer Mortgages: Cheltenham has various options for first-time buyers, with lenders offering competitive rates and government-backed schemes like Help to Buy and shared ownership to help with deposits.
- Self-Employed Mortgages: Self-employed borrowers can access specialist mortgage products in Cheltenham, though you’ll need to provide more detailed financial documentation to prove income stability.
- Montpellier: Known for its Regency architecture, high-end shops, and restaurants, this area attracts affluent buyers.
- Pittville: Home to Pittville Park and Pittville Pump Room, this area is popular with families and offers a mix of period and modern properties.
- Leckhampton: A popular suburban area for families, known for its good schools and proximity to the countryside.
- Lansdown: Close to the train station, this area is popular with commuters and has a mix of period homes and modern apartments.
- Charlton Kings: Located on the edge of the Cotswolds, this area appeals to families and those looking for a more rural lifestyle with access to good schools.
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Office
4 Royal Crescent Second and Third Floor, Cheltenham
Contact
Open Hours
Monday & Saturday: 8am — 6pm
Sunday: 11am — 4pm
