Mortgage Broker Bristol
Need some friendly advice?
Looking for a moving house mortgage can be a daunting task, that’s why here at Your Certified Expert our friendly team are happy to answer any questions you may have.
Our certified mortgage brokers are all accredited .
With finance being heavily regulated, the advice you receive will be from a certified broker.
What you need to know about mortgages in Bristol.
Bristol is a thriving hub that has become a true beacon for the younger generation. It’s full of sustainability initiatives, making it a great choice for families and those with eco-friendly values. It’s also a big financial and creative hub, with plenty of job opportunities close by.
If you want to buy in Bristol, however, the first step you take shouldn’t be to head to the property marketplaces. Instead, you’ll want to get int touch with a top mortgage advisor Bristol expert. With a Bristol mortgage broker by your side, you’ll be able to find your real budget.
Lenders look at more than just your salary when deciding how much they’d be willing to lend you. Not only can we connect you with up to 300 lenders as a top mortgage broker in Bristol, but we can also help you clean up your application and work to make it stronger, too.
By coming to our Bristol mortgage brokers first you’ll find out your budget, and have an FCA-certified expert just a click away. We can answer any questions you have, help give you with the property buying steps, and also guide you through the mortgage application process.
Bristol is a much more affordable hub than other cities like London, which is great news for those hoping to buy a home. With a mortgage in principle from a top mortgage broker Bristol expert, you can then start looking for properties in your budget. If you find one you love, put in an offer.
Now, that mortgage in agreement isn’t a real mortgage – not yet, at least. First you’ll need to come back to your Bristol mortgage advisor. We’ll collect all the latest mortgage offers available to you (who knows, if it took you a while to find the property you wanted then you may have new options). As independent mortgage brokers in Bristol, we’ll get you offers from all available lenders, not just specific ones, so you’ll truly have all your options laid out in front of you.
Once you find one you like, we’ll help you with the application. After everything’s signed and sealed, you’ll be a new property owner in Bristol.
Bristol is building up massively. On top of its historic streets, new developments are being added. Hengrove Park is set to add 1,400 new homes with a public park, community centre, and sports pavilion. There are also developments happening in North Bristol and Bristol’s harbourside, which are set to add thousands more new homes to the area.
Bristol is a booming market. Currently the average house price is around £352,000, with first time buyers spending an average of £320,000 on their property, and existing mortgage holders paying around £355,00.
Detached homes in Bristol are still expensive, however, with an average house price of £657,000. Semi-detached properties are a more modest £437,000, terraced properties are priced around £369,000, and flats are £268,000 on average.
After you get in touch with one of our mortgage advisor Bristol experts, you’ll then want to start house hunting. These are currently some of the most popular areas in Bristol to buy:
- Clifton: Clifton is one of the oldest and most sought-after areas in Bristol. It’s home to stunning Georgian architecture, while still being close to the city centre. You’ll likely need a high value mortgage for this area, so be sure to speak to mortgage brokers in Bristol beforehand.
- Southville: This is an up-and-coming area and popular with professionals and families alike. If you want a more affordable area, then consider Bedminster. Your dedicated mortgage advisors in Bristol can help you if you are a first-time buyer, so get in touch today.
- Easton: Another affordable area is Easton, which is a diverse community with several cultural attractions.
- Bishopston: North of Bristol is the trendy and bohemian neighbourhood of Bishopston. While definitely bringing in interest from buyers, it’s still possible to find something in budget. Just make sure you know your budget first by talking to our mortgage brokers in Bristol
Our top mortgage advisors in Bristol can help you with:
- Residential mortgages
- Buy-to-let mortgages
- High value mortgages
- Interest-only mortgages
- Self-employed mortgages
- Bad credit mortgages
- And more.
We are experts in all things mortgage, and, as a fully independent mortgage advisor in Bristol, you can rest easy knowing we’re working hard for you, and no one else.
Get a new mortgage quote today.
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4 Royal Crescent Second and Third Floor, Cheltenham
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Open Hours
Monday & Saturday: 8am — 6pm
Sunday: 11am — 4pm