Mortgage Advisor Reading
Need some friendly advice?
Looking for a moving house mortgage can be a daunting task, that’s why here at Your Certified Expert our friendly team are happy to answer any questions you may have.
Our certified mortgage brokers are all accredited .
With finance being heavily regulated, the advice you receive will be from a certified broker.
What you need to know about mortgages in Reading
Reading is a commuter haven. The city itself has a lot to do, from shops to restaurants to bars and clubs. The river hosts a lively green space, and there are so many wonderful neighbourhoods to call home.
It’s also a commuter heaven. In Reading, you can get in to London in just an hour (or far less, with the GWR) thanks to the Elizabeth line. There are many big roads that connect Reading to other areas in the region as well, making it a great home base for a number of workers.
Before you start house hunting, however, it’s so important that you go to a mortgage advisor Reading specialist. With your own dedicated mortgage broker Reading advisor by your side, you’ll not only have an FCA-certified expert to ask any questions, but you’ll also be able to rest easy knowing you’re getting multiple mortgage offers from over 300 lenders.
This is because we’re an independent mortgage broker in Reading. This means we won’t steer you to specific lenders, and instead work hard on getting offers from the hundreds of lenders we have access to. You may get dozens of offers, or even hundreds, depending on your application.
Going to a mortgage broker Reading expert first can help you understand your true budget. This is because affordability checks take debts and student loans into account, which is going to limit how much lenders are willing to offer you. Only once you have that real estimate, should you then start looking for property in Reading.
Currently, the average overall house price in Reading is £328,000. Detached homes cost an average of £666,000, semi-detached properties are £421,000, terraced homes are £333,000, and flats are £230,000.
By understanding your budget by working with one of the best mortgage brokers in Reading, you can start looking in the right place, first.
With rents rising 13.5% and home prices themselves dropping 1.3%, now may be a good time to buy, so get in touch with a mortgage broker Reading, Berkshire specialist, today.
House prices averages will change depending on the neighbourhood you look in. With a mortgage in agreement from a mortgage broker in Reading in advance, you can keep your search focussed and be in a better position to make an offer, fast.
Though your budget will determine where you should look, these top neighbourhoods are definitely where you should at least consider to buy a property in Reading:
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- Caversham: Many today are going to their Reading mortgage broker to buy a property in Caversham. The area is very popular with families, as it offers larger homes and green spaces.
- Caversham Heights: You may need to have your Reading mortgage advisors see if they can get you a high value mortgage if you want to buy in Caversham Heights, as average property prices here are over £725,000.
- Reading Town Centre: If you need to be right next door to the train station, then look for a property in Reading Town Centre. Here you’ll be close to all of the shops, restaurants, and transport links.
- Southcote: If you’re looking for a more affordable area after seeing what mortgage offers your mortgage brokers in Reading can connect you with, then Southcote is a great choice.
- Lower Earley: If you’re after a new build, then look to Lower Earley, where many new housing developments are being built. Check for any New Home properties, and if you find one get in touch with your certified expert mortgage advisor in Reading to learn about your first-time buyer options.
With a fully certified mortgage advisor Reading expert by your side you’ll be able to see more mortgage offers, allowing you to select the option that best fits you. We can even advise you on the terms and conditions, so you know exactly what each offer entails. Some may want to wait until they’re in a better financial decision, others may be ready to make the next step towards buying a home.
With our mortgage brokers in Reading, you’ll have access to many different types of mortgages including:
- Fixed-rate mortgages
- Variable mortgages
- Interest-only mortgages
- First-time buyer mortgages
- Self-employed mortgages
- Bad credit mortgages
- And more
Get a new mortgage quote today.
Office
4 Royal Crescent Second and Third Floor, Cheltenham
Contact
Open Hours
Monday & Saturday: 8am — 6pm
Sunday: 11am — 4pm
