Mortgage Broker Birmingham

We can help you find the most competitive mortgage. We’re here to guide you to the best deals.

We have access to over 300 lenders so we are well positioned to find you the best product.

It’s important when choosing a new mortgage, you have support and guidance from an expert.

Need some friendly advice?

Looking for a moving house mortgage can be a daunting task, that’s why here at Your Certified Expert our friendly team are happy to answer any questions you may have.

About Us

Our certified mortgage brokers are all accredited .

With finance being heavily regulated, the advice you receive will be from a certified broker.

Information about mortgages in Birmingham.

The overall average for home prices currently is around £233,000. First time buyers are, on average, buying homes worth around £205,000, while those who already have mortgages are spending £240,000. With significantly lower housing prices compared to other cities in the UK, you have more options to buy. Before you get your heart set on something outside of your budget, however, contact our mortgage advisors in Birmingham.

Average house price by type

That overall average can be broken up into detached, semi-detached, terraced and flats. Currently detached homes are being purchased for around £436,000, while semi-detached properties are being purchased for £268,000.

Terraced properties cost an average of £214,000, while flats and maisonettes are the most affordable, costing approximately £158,000.

You can find your true budget range by getting in touch with a top mortgage broker in Birmingham, so get in touch with our team today to understand what type of property is in your reach.

There are many great places to buy in Birmingham, regardless of whether it’s your first property, your next, or you are an investor building up your portfolio.

With the mortgage in agreement that you’ve found through your mortgage broker Birmingham expert in hand, you’ll be ready to look for houses in your budget. You can even put in an offer!

For now, the focus is on finding a property. If you’re not sure where in Birmingham to focus your efforts, here’s a quick roundup of the most popular places to buy in Birmingham today:

  1. Moseley: This suburb features an 11-acre park, is home to pubs, bars, cafes, and restaurants, and more. Have your dedicated mortgage broker in Birmingham help you buy here, and enjoy access to great schools in the area, can go to a farmer’s market, and enjoy the family-friendly vibe. You’ll also be just 20 minutes from the city centre.
  2. Erdington: You’ll find affordable terraced houses here while still enjoying good transport links into Birmingham. If you’re after green spaces, then you’ll love both Sutton and Rookery Park. This is a great space for first-time buyers, so get in touch with an FCA-certified mortgage advisor in Birmingham to learn your lending options.
  3. Digbeth: If you want an area that’s more trendy and vibrant, look at Digbeth. You’ll find lots of places to enjoy art, listen to music, as well as cafes, shops, and bars.
  4. Edgbaston: This is an upscale area with excellent schools, sports facilities, and green spaces. While more expensive than other areas of Birmingham, you should still be able to find a property for under £315,000.
  5. Sutton Coldfield: If you have a larger budget after seeing the mortgage offers your Birmingham mortgage brokers have collected for you, then you may want to look at Sutton Coldfield, which is a high-end suburban area near Sutton Park (the 7th largest urban park in Europe), shopping, cinema, theatre, and more.

Once you find a place and put in an offer you’ll want to come back to your Birmingham mortgage broker. This way our mortgage advisors in Birmingham can double check and make sure that you still have the best offers from lenders around the UK.

You might stick with the first one you had, or go for a new one. Either way, your mortgage advisor Birmingham specialist will help you through the application process, and be there to answer any question you have.

As a leading mortgage broker Birmingham specialist we can help connect you with over 300 lenders. We can also help you through multiple different mortgage application types.

With one of our top mortgage brokers in Birmingham by your side, you can increase your chances of getting not only getting a mortgage, but getting an offer that suits you.

Your Birmingham mortgage advisor will specialise in many different kinds of mortgages, and know what lends need to increase your chances of getting offers, and a signed agreement. Get in touch with us today to get help with any of these mortgage types:

    • Fixed rate
    • Variable
    • Interest-only
    • Self-employed
    • High value
    • Bad credit
    • Buy-to-let
    • HMO loans

Get a new mortgage quote today.