With a dedicated and FCA-certified mortgage advisor in Cheltenham by your side, we can help guide you through the more unknown parts of buying a home – the mortgage process. We know the ins and outs of property in Cheltenham as well. If you’re just getting started, for example, get in touch with one of your mortgage brokers in Cheltenham, and use this quick-fire property market roundup to help with your house hunting:

Property Prices

Property prices in Cheltenham have decreased over the last year by 2%. The current average property price in Cheltenham today is £333,000. With this average, you can get a standard mortgage to cover the price. To get the best interest rates available to you, however, you will need to use a mortgage broker Cheltenham expert.

Now, that £333,000 average is the total. Detached property price averages are much higher at £597,000.

Semi-detached properties cost, on average 387,000, which is far closer to the overall average. Terraced properties, however, are below the overall average and will cost around £316,000. Flats and maisonettes are, of course, the most affordable, with an average price point of £224,000.

First time buyers are spending around £278,000, and those buying their next property spend around £342,000.

Regardless of whether you’re a first-time buyer, an investor, remortgaging, or are buying a new home, it’s so important to start with a mortgage broker Cheltenham expert. We can help answer any question you have, and also connect you to over 300 UK lenders.

Where are people buying in Cheltenham? These popular areas will see slightly higher property prices, but in terms of returns or property value increase they are definitely of interest to buyers:

1. Montpellier: This is a stunning area that is well-known for its Regency architecture. In this area you’ll find the highest-priced properties, high-end shops, and independent restaurants.
2. Pittville: This is a family-friendly destination with big parks, and a mix of old and new properties, making it ideal for first-time buyers too.
3. Leckhampton: This is a popular suburban area with some of the best schools in the area. It’s very popular with families for its proximity to the countryside.
4. Lansdown: If you need to commute to and from Cheltenham, then Landsdown is a great choice. Not only will you see a mix of period and modern homes, but you’ll also be right next to the train station for easy community.
5. Charlton Kings: This area is the gateway to the Cotswolds, making it very popular for those who enjoy countryside living.

Before you start house hunting in any of these areas, see what mortgage product offers lenders are willing to offer you by getting in touch with Your Certified Expert, a top mortgage broker Cheltenham agency.

With an independent mortgage advisor in Cheltenham working by your side you’ll be able to see more options from lenders. This will help you understand your budget and what you can afford in better detail.
As specialist Cheltenham mortgage brokers, we can help you with many different kinds of mortgages, so get in touch with us today. Even if you don’t think you’re in a position to buy yet we can help.

• Residential: As an independent mortgage broker Cheltenham expert we can help find you fixed-term, variable, and even interest-free residential mortgages. If you aren’t sure which is right for you, our mortgage advisors in Cheltenham will be happy to walk you through your options.

• Self-employed: Self-employed? Have a chat with your very own Cheltenham mortgage advisor to learn your mortgage options.

• Poor Credit: As top specialist mortgage brokers in Cheltenham we can even potentially help if you have a poor credit history or low credit score. Get in touch to find out!

• Buy-to-Let: Have our mortgage brokers in Cheltenham find you buy-to-let mortgage offers from leading UK lenders.