Look no further when searching for mortgage brokers in Brighton. We are fully independent, which means that we aren’t tied to any particular lender. Instead we work hard to get you all available offers from the leading UK lenders today.

You’ll have your own dedicated mortgage advisor Brighton expert, at your side throughout the process.

We can help advise you on which mortgage to get for your needs, as well as what you need to put together a better application.

Getting a mortgage in Brighton is the same as getting a mortgage elsewhere in the UK, and the best news is you don’t need to stick with Brighton-based lenders for your mortgage. Here at Your Certified Expert, we can help by bringing you all the available deals for your circumstances.

As one of the top mortgage & insurance brokers in Brighton, you’ll have the support, guidance, and reach you need to see all your available offers. Don’t stick with your bank, and instead see what interest rates and term conditions are out there for you by getting in touch with one of our mortgage broker Brighton specialists today.

Key factors for mortgages in Brighton

As mortgage broker Brighton specialists we know the ins and outs of the Brighton property market. We’re also fully FCA-certified brokers, meaning we’re 100% qualified and ready to advise you on your mortgage options and help collect mortgage offers from leading lenders.

While buying in Brighton is similar to other areas of the UK, for example, we get specific. Today, these factors will impact your mortgage application process:

Property prices

You can get a standard residential mortgage for most properties in Brighton. This is because the average price in Brighton is currently between £450,000 to £500,000, though the neighbourhood-by-neighbourhood price average may change. For example, central Brighton, Hove, and Kemptown may have higher property purchases).

The good news is that, as a top Brighton mortgage broker, we can help pair you with a residential mortgage, buy-to-let mortgage, or even high value mortgage depending on the property and your goals.

Deposit requirements

In Brighton average deposits to buy a property sit between 10 to 20%. You may need more, however, if you are self-employed or need a high loan value mortgage. Regardless, as one of the top mortgage brokers Brighton has to offer, we can help you find many mortgage product offers for your situation.

Types of mortgages in Brighton

You can use any traditional type of mortgage to secure a property in Brighton:

1. Residential: Used by most homeowners to buy their next home or remortgage.
2. First-time buyers: Special mortgages or property deals that make it easier for first-time homebuyers to get on the property ladder.
3. Buy-to-let: A mortgage needed if you want to rent out the property you buy
4. High value loan: Needed if you want to buy a property over £1m.
5. Green mortgages: Special mortgages that give you perks if the property you buy is eco-friendly.

With an independent mortgage advisor in Brighton by your side, you can rest easy knowing that you’ll have an expert who can help you understand your options. All you need to get started is to get in touch with our Brighton mortgage brokers today.

As one of the top independent mortgage brokers Brighton has to offer, we can not only help you understand your situation and mortgage options, but we can help make the mortgage application process that much smoother.

All that’s left is to get in touch with our team. Once you do, you’ll have a go-to Brighton mortgage advisor at the ready to answer any question you have.